Total & Permanent Disability Insurance Claims QLD
If you have to stop work for any medical reason, such as a work injury or a diagnosis, talk to us about making a claim for Total & Permanent Disability (TPD) insurance through your superannuation. So if its time to talk, talk to us today.
Unable to work due to injury or medical condition?
You may be entitled to make a TPD insurance claim via your super.
This is a lump sum insurance pay-out that doesn't affect your superannuation balance. We can check your TPD insurance entitlements on your behalf, and we'll work to ensure you receive your full benefit.
Unlike compensation claims, Total & Permanent Disability (TPD) insurance doesn't require anyone to be at fault. It's a safety net through your super designed to cover you financially if you're unable to work for any medical reason, such as an injury or diagnosis. If you meet the insurance policy criteria, you may receive a lump-sum payout.
We can help you make a claim, or review your claim if your super fund has rejected your application.
Here’s why 94% of our clients happily refer our services to friends and family
We’re with you every step
We know that navigating the system can be overwhelming and complex. Our team will take the time to explain every step to you, so you feel empowered to move forward.
We genuinely care
At Smith's Lawyers, you'll never feel like a number to us. Each of our expert staff is committed to helping you through this challenging period in your life.
No Win. No Fee. No Catch®
Our ‘No Win. No Fee. No Catch’® promise provides access to risk-free compensation. What differentiates our promise is that many other law firms require you to pay the other side’s legal fees and expenses if your case loses in court. Unless we win your case, you won’t pay us or anyone else a cent.
Our results speak for themselves
In 25 years, we've never had a single client out of pocket. Last financial year, we recovered over $28 million in compensation for our clients. We get the results our clients deserve.
We keep it simple
Contact us
Reaching out to a lawyer can be tough, but our promise to you is more than just a listening ear and expert advice.
Tell us your story
At a location that's convenient to you, we’ll take the time to understand your situation and provide you the best advice.
Discuss your options
We offer free advice, 7 days a week. We'll give you all the information you need, so you know where you stand.
Some of our more common questions about claiming TPD
Are there any upfront costs?
At Smith’s, there are no upfront costs to you, in fact, we’ve not once had a client out of pocket since we started 25 years ago. We offer an obligation and cost-free consultation at a location of your choosing. During this time, we will explain the process, and the fees to you in detail and answer any questions or concerns you may have.
What's the catch with no win, no fee?
Most no win no fee cost agreements contain a clause that means that, if you go to court and lose, you may be liable for the other side's legal costs which can be substantial. You shouldn’t have to face the risk of being worse off for making a claim. We are the first Queensland compensation law firm to remove all risks with our ‘No Win. No Fee. No Catch’ promise. There are no circumstances where you can be left out of pocket.
What does no win no fee mean?
No win no fee cost agreements mean the law firm takes on the upfront costs of running your case on a speculative basis. You only pay legal fees to your law firm if they are successful in gaining you a lump sum settlement. Most no win no fee law firms still have situations in which you could be left out of pocket. We are the first law firm in Queensland to remove all of these with our ‘No Catch’ promise.
How much compensation is my claim worth?
Many factors such as age, loss of past income, profession and projected loss of earnings and superannuation will influence how your claim is calculated. Contact us now for a free assessment of your personal situation..
If you would like to know more about claiming on your superannuation TPD insurance then please visit our knowledge base.
Thank you to Yasmine Chalvatzis, Vivian Lee, and to their supportive team members in helping me through this difficult trying time. I am very grateful for their assistance, and happy with the final outcome. I would also like to thank Jeremy Wiltshire, Barrister-at-law, who along with Yasmine, helped to bring a resoluti
Absolutely fantastic service from the team at Smith’s from start to finish. Emily was amazing in communicating everything, making sure I was aware of everything and was well informed before making decisions. She took the time to explain the ins and outs of my case and made sure to ease my mind with every concern I had.
What a beautiful experience to have worked with Smith lawyers! Such a kind and trusting company. I worked with Emily on my case and am blown away with her work and kindness. Very happy! Thank You so much.
I would like to thank smith's lawyers and especially Stephen for the hard work for my TPD claim. Having you to take the pressure off in this whole accident has been a great relief. I highly recommend to anyone seeking help to contact Stephen and kay at smith's lawyers. Thanks again so much.
