If you have to stop work for any medical reason, such as a work injury or a diagnosis, talk to us about making a claim for Total & Permanent Disability (TPD) insurance through your superannuation. It's a lump sum insurance pay-out that doesn't affect your superannuation balance. We can check your TPD insurance entitlements on your behalf, and we'll work to ensure you receive your full benefit.
So if it's time to talk, talk to us today. It's free.
Unlike compensation claims, Total & Permanent Disability (TPD) insurance doesn't require anyone to be at fault. It's a safety net through your super designed to cover you financially if you're unable to work for any medical reason, such as an injury or diagnosis. If you meet the insurance policy criteria, you may receive a lump-sum payout. We can help you make a claim, or review your claim if your super fund has rejected your application.
No risks or upfront costs with our ‘No Win. No Risk. No Catch®’ promise.
Let us check your entitlements for free. We're available 7 days a week.
No matter where you are in Queensland, we can act for you.
We offer no-obligation home visits to explain the claims process.
We will obtain authorities to access your medical records and employment history to support your insurance claim application.
We will arrange a medical report from an independent medical examiner who can provide an expert, in-depth report and assessment.
We will present the best argument for entitlement as we understand the complexities of the policy and include all supporting evidence.
Once your claim is approved by your superannuation insurance provider, we aim to secure and process payments as soon as possible
In most cases you will need to meet the following three requirements:
We can typically fast track claims within 6-9 months. This compares to an average time of 18 months for self-managed claims. TPD claims can be complex and TPD insurers may give you the run around if you try to manage a claim yourself.
We offer a ‘No Win. No Fee. No Catch’ promise, which means there are no upfront costs and you will never be left out of pocket. We explain our fees to you before we start your claim, and they are always calculated on the actual work we do (not a fixed fee or percentage).
This depends on your individual insured amount with your super fund, which is separate to your main super account balance. Your super fund should be able to tell you what this is, or we can do this on your behalf.