Total & Permanent Disability (TPD) Claims
If you have to stop work for any medical reason, such as a work injury or a diagnosis, talk to us about making a claim for Total & Permanent Disability (TPD) insurance through your superannuation. So if its time to talk, talk to us today.
Unable to work due to injury or medical condition?
You may be entitled to make a TPD insurance claim via your super.
This is a lump sum insurance pay-out that doesn't affect your superannuation balance. We can check your TPD insurance entitlements on your behalf, and we'll work to ensure you receive your full benefit.
Unlike compensation claims, Total & Permanent Disability (TPD) insurance doesn't require anyone to be at fault. It's a safety net through your super designed to cover you financially if you're unable to work for any medical reason, such as an injury or diagnosis. If you meet the insurance policy criteria, you may receive a lump-sum payout.
We can help you make a claim, or review your claim if your super fund has rejected your application.
Here’s why 94% of our clients happily refer our services to friends and family
We’re with you every step
We know that navigating the system can be overwhelming and complex. Our team will take the time to explain every step to you, so you feel empowered to move forward.
We genuinely care
At Smith's Lawyers, you'll never feel like a number to us. Each of our expert staff is committed to helping you through this challenging period in your life.
No Win. No Fee. No Catch®
Our ‘No Win. No Fee. No Catch’® promise provides access to risk-free compensation. What differentiates our promise is that many other law firms require you to pay the other side’s legal fees and expenses if your case loses in court. Unless we win your case, you won’t pay us or anyone else a cent.
Our results speak for themselves
In 25 years, we've never had a single client out of pocket. Last financial year, we recovered over $28 million in compensation for our clients. We get the results our clients deserve.
We keep it simple
Contact us
Reaching out to a lawyer can be tough, but our promise to you is more than just a listening ear and expert advice.
Tell us your story
At a location that's convenient to you, we’ll take the time to understand your situation and provide you the best advice.
Discuss your options
We offer free advice, 7 days a week. We'll give you all the information you need, so you know where you stand.
Some of our more common questions about claiming TPD
Are there any upfront costs?
In an instant, your life can change forever. This reality can be overwhelming if you’re living through it, so it’s comforting to know that we are here to help you no matter how tough the going gets.
What's the catch with no win, no fee?
Most no win no fee cost agreements contain a clause that means that, if you go to court and lose, you may be liable for the other side's legal costs which can be substantial. You shouldn’t have to face the risk of being worse off for making a claim. We are the first Queensland compensation law firm to remove all risks with our ‘No Win. No Fee. No Catch’ promise. There are no circumstances where you can be left out of pocket.
What does no win no fee mean?
No win no fee cost agreements mean the law firm takes on the upfront costs of running your case on a speculative basis. You only pay legal fees to your law firm if they are successful in gaining you a lump sum settlement. Most no win no fee law firms still have situations in which you could be left out of pocket. We are the first law firm in Queensland to remove all of these with our ‘No Catch’ promise.
How much compensation is my claim worth?
Many factors such as age, loss of past income, profession and projected loss of earnings and superannuation will influence how your claim is calculated. Contact us now for a free assessment of your personal situation..
If you would like to know more about claiming on your superannuation TPD insurance then please visit our knowledge base.
I would highly recommend Smith’s Lawyers. The work they put into my case was exceptional, even with such a busy working life and at most times being unreachable. They went above and beyond to ensure the best possible outcome. I am very pleased with their work and the result.
"I highly recommend Smith’s Lawyers! They are very easy to deal with, all staff from the reception ladies through to the lawyers are friendly and action emails and phone messages promptly. I couldn’t have asked more from any of the team. I’ll certainly use Smith’s again in the future if I need to"
"Greg, Luke and the team at Smiths Lawyers were absolutely amazing in the handling of my cases from day one they were so proactive right through to finalisation of my claim. It’s true what they say no win no fee ( A broad statement) we won my claim and the cost associated with the claim was as such after deductions."
"People cringe at the thought of dealing with lawyers but my experience so far has been an absolute pleasure."
