Your eligibility for a TPD claim depends on you meeting the criteria as outlined by your insurance company.
Generally, to be eligible to make a TPD claim you will need to have been unable to work continuously for a minimum of three to six months because of an injury or illness.
For some insurance providers, it’s sufficient to show that you’re unable to perform your current duties, but for others you will need to present a range of disability factors.
Each insurer defines “total and permanent disablement” differently. It’s best to contact your insurance provider or super fund to find out what their criteria are.
Disclaimer: This information is designed for general information in relation to Queensland compensation law. It does not constitute legal advice. We strongly recommend you seek legal advice in regards to your specific situation. For help understanding your rights, please call 1800 960 482 or request a free case review to talk to one of our lawyers today.
