What will my insurer consider when assessing my TPD claim?


When assessing your eligibility for a TPD claim, your insurer will look at a range of factors and make a judgement as to your fitness to work, including:

  • Your level of disability;
  • Whether you can perform another role or different duties with the same employer;
  • Whether you can no longer reasonably perform any type of employment, or if you’re unlikely to be able to work again in your own profession;
  • If you have superannuation cover;
  • How long ago you were injured;
  • Whether you have been continually absent from work for a certain period of time;
  • Your ability to perform daily tasks and activities; and
  • If you need ongoing medical care of rehabilitation.
Last updated:
February 22, 2024

Disclaimer: This information is designed for general information in relation to Queensland compensation law. It does not constitute legal advice. We strongly recommend you seek legal advice in regards to your specific situation. For help understanding your rights, please call 1800 960 482 or request a free case review to talk to one of our lawyers today.

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