Does CTP pay for medical costs relating to injury recovery?

Yes. CTP insurance covers the costs of medical treatment, rehabilitation and care services.

CTP insurers are required by law to ensure that your medical and rehabilitation needs are met during your claim.

They fund treatments such as physiotherapy, surgery, specialist treatments, hospitalisation, counselling medical aides and devices, home and vehicle modifications and domestic assistance when required.

In the instance you have already paid for the medical costs and want to be reimbursed, you will still have to make a claim.

There is no obligation for a CTP insurer to reimburse you for your medical costs before they have admitted or denied liability, which must be decided within six months of filing the claim.