What do I do if my employer doesn’t have workers’ compensation insurance?


Workers’ compensation insurance exists to ensure that no matter what happens, and no matter what level of insurance your employer has, you will be protected.

In Queensland, an employer has an obligation to be insured for every worker. If they aren’t and a worker is injured, the worker may claim as usual from WorkCover Queensland.

WorkCover Queensland will pay compensation to the injured worker but will then recover from the employer any amounts that it has paid.

They may also recover a penalty of up to 50% of the amount paid, in addition to the unpaid insurance premium that the employer has failed to take out.

Last updated:
February 22, 2024

Disclaimer: This information is designed for general information in relation to Queensland compensation law. It does not constitute legal advice. We strongly recommend you seek legal advice in regards to your specific situation. For help understanding your rights, please call 1800 960 482 or request a free case review to talk to one of our lawyers today.

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