How much time do I have to report a car accident to my insurer?


It is a requirement of most insurance policies that you let your insurer know about an accident as soon as possible after it occurs.

This is part of your duty of disclosure under the policy which requires you to tell your insurer about certain events or changes in your circumstances.

If you breach your duty of disclosure, you could void your insurance policy, meaning it may not pay out when you need it.

If you’re making a claim for compensation, you must provide written notice to the insurer against which the action is being brought within nine months of the accident.

Read more about who you sue after a road accident here.

Last updated:
February 22, 2024

Disclaimer: This information is designed for general information in relation to Queensland compensation law. It does not constitute legal advice. We strongly recommend you seek legal advice in regards to your specific situation. For help understanding your rights, please call 1800 960 482 or request a free case review to talk to one of our lawyers today.

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