If you don't have comprehensive insurance, you need to recover the costs from the owner of the at-fault vehicle by sending them a 'letter of demand'.
If your vehicle is damaged as the result of a road accident that was caused by another driver, you are entitled to recover the costs of repairs.
A 'letter of demand' is a formal request from yourself to the 'at-fault' party requesting payment within 14 days for quoted repairs.
Don't worry if you don't know how to write a letter of demand; we've created a free letter of demand generator. Request access to the letter of demand generator below. We'll email you access & instructions straight away (we'll also include a Word doc version in case you want to have full editing abilities).
Write a letter of demand. You can use our free letter of demand generator to create this in minutes (request access in form above). Just enter the key information into the form and we will instantly email a formatted PDF letter to you. You will need essential information on the accident such as other vehicles owners name, address and their vehicle make, model, rego number.
Print, scan and send the letter of demand to the owner of the vehicle you believe to be liable. Don't forget to attach copies of repair quotes.
Wait 14 days for payment to be made. If no payment made or agreed upon within this time, you can then you can lodge a property dispute claim via QCAT (Queensland Civil and Administrative Tribunal).
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Last update on:
July 16, 2020
Disclaimer: This information is designed for general information in relation to Queensland compensation law. It does not constitute legal advice. We strongly recommend you seek legal advice in regards to your specific situation. For expert advice call 1800 266 801 or chat via live chat to arrange free initial advice with our Principal lawyer, Greg Smith.